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Dear Customer,
Looking to save on taxes while ensuring comprehensive protection for your health and wealth?
We present a range of protection plans, including AIA Voluntary Health Insurance Scheme (“VHIS”) and AIA Deferred Annuity Plan (“DA”), enabling you to enjoy double tax deduction benefits. Safeguard your health holistically while proactively planning for retirement life. This way, you can realise your future retirement goals with stable returns and embrace a healthier and better life!
Tax Saving Hack:
AIA Deferred Annuity Plan (up to HK$60,000*) + AIA Voluntary Health Insurance Scheme (up to HK$8,000)
= Up to HK$68,000 Total annual tax deduction#
Each VHIS policyholder can enjoy tax deductions of up to HK$8,000 per insured person per year, and there's no limit on the number of insured persons! Insure your family and save more!
Insurance Guide:
e-Premium Coupon: Additional discount of up to 10%
Learn more about “Tax Deductible” plans
AIA Voluntary Health Insurance Scheme
As the most preferred brand of the Hong Kong Voluntary Health Insurance Scheme, we provide comprehensive medical coverage tailored to your needs, supporting the health of you and your family.
•  Leading network of specialists
•  Cover on unknown pre-existing conditions
•  Lifetime guaranteed renewal^
•  Extra coverage of different plans to support your needs
Click here to learn more about product
AIA Deferred Annuity
Plan
Earn guaranteed returns and ensure stable monthly income after retirement, to realise a fulfilling retirement life.
•  Guarantee Monthly Annuity Payment
•  Flexibility to select your Annuity Payment Start Age and receiving method
Click here to learn more about product
Please contact your financial planner to learn more!
# Tax deductions is one of the allowable deductions from assessable income, it does not equate to a direct deduction from total tax payable. For details of tax deductions, please visit Inland Revenue Department (IRD) of HKSAR website and consult your tax and accounting advisors for tax advice.
* HK$60,000 is the maximum tax deductions per taxpayer per year for qualifying annuity premiums and MPF tax deductible voluntary contributions (if any).
^ If you have applied for the AIA VHIS Standard Plan, you can renew your policy every year until the age of 100. Renewal premium will be based on the prevailing premium rates at the time of renewal. (For details on the first year’s premium, please refer to the Standard Premium Schedule provided by your financial planner, or available online through www.aia.com.hk and www.vhis.gov.hk.)
Customers should apply for insurance products according to their protection needs and premium affordability.
Whether customers participate in the aforesaid offers and select relevant options (including but not limited to policy currency and premium payment mode), it should be customers’ own decision. For insurance arrangements, please contact your financial planner for details.
The above promotions are subject to terms and conditions. Please refer to the premium refund discount promotional leaflet and the e-premium coupon promotional leaflet, or contact your financial planner. The e-premium coupons will be expired on Jun 30, 2024. AIA reserves the right to change the terms and conditions of the above promotions without prior notice. In case of any dispute regarding the promotion, AIA’s decision shall be final and conclusive.
This eDM contains general information and is for distribution in Hong Kong only. It does not constitute any offer and/or insurance product recommendation. Customer must complete the Financial Needs Analysis before applying for any insurance product, and customers should apply based on their protection needs and affordability. The product information in this material is for reference only, for the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of relevant products. This promotion is not applicable to those plans change cases (basic plans or riders, if applicable) from other insurance plans to the insurance plans in this promotion. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.
"AIA" refers to AIA International Limited (Incorporated in Bermuda with limited liability)
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Customer Hotline: (852) 2232 8888 (Hong Kong); (853) 8988 1822 (Macau)/

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